An integrated accounting and risk platform.

Individual and group policies integrated into a single platform with automatic reconciliation, premium accounting, and performance analysis.

Maintain full visibility and control over your loss ratio.

Sustainability is critical in the insurance industry, particularly in the embedded market. Our platform gives you the tools to stay in control at all times.

Analyze policies globally or by individual sub-customer to identify what is sustainable and what isn’t. Optimize your portfolio and increase your margins.

RISK MODULES

A complete set of modules to manage policy flows.

RiskPlatform is a centralized system that collects policy information to automatically account for premiums and generate certificates, as well as manage insurance flows transmitted to insurance companies via API, SFTP, and other channels.

Premium accounting

Automatic premium accounting for every policy

A highly advanced solution to automatically manage premium accounting not only during policy issuance but also at later stages if the policy is modified and the premium needs to be recalculated.

Accounting API

You can expose a simple API to your partners to communicate policyholder and coverage information.

Accounting API

You can expose a simple API to your partners to communicate policyholder and coverage information.

Accounting API

You can expose a simple API to your partners to communicate policyholder and coverage information.

Diff accounting

Every time the policy is pushed to the system, the premium is updated accordingly. Define your own rules to manage premium updates and restrictions.

Diff accounting

Every time the policy is pushed to the system, the premium is updated accordingly. Define your own rules to manage premium updates and restrictions.

Diff accounting

Every time the policy is pushed to the system, the premium is updated accordingly. Define your own rules to manage premium updates and restrictions.

Appendix generation

Generate an appendix with a single click: a CSV or Excel file containing all premiums with their full historical changes or a condensed summary.

Appendix generation

Generate an appendix with a single click: a CSV or Excel file containing all premiums with their full historical changes or a condensed summary.

Appendix generation

Generate an appendix with a single click: a CSV or Excel file containing all premiums with their full historical changes or a condensed summary.

LIGHTHOUSE

Lighthouse is our loss ratio monitoring system.

Lighthouse delivers daily, weekly, and monthly reports on policy loss ratios. It also leverages historical data to predict future trends and provide insights to help you optimize your rates.

Automatic reporting

Schedule automatic reports delivered via email to keep your team informed about product performance.

Automatic reporting

Schedule automatic reports delivered via email to keep your team informed about product performance.

Automatic reporting

Schedule automatic reports delivered via email to keep your team informed about product performance.

Advanced reporting

Advanced reporting designed to highlight what truly matters based on your specific business needs. Customize your views to match your criteria.

Advanced reporting

Advanced reporting designed to highlight what truly matters based on your specific business needs. Customize your views to match your criteria.

Advanced reporting

Advanced reporting designed to highlight what truly matters based on your specific business needs. Customize your views to match your criteria.

Prediction

We support predictions based on historical data using both simple algorithms for straightforward cases and custom ML models tailored to your specific needs.

Prediction

We support predictions based on historical data using both simple algorithms for straightforward cases and custom ML models tailored to your specific needs.

Prediction

We support predictions based on historical data using both simple algorithms for straightforward cases and custom ML models tailored to your specific needs.

What makes us different

RefundAndGo helps you lead with clarity.

Legacy Claim systems

Small or no AI support

Clunky, outdated UI that slows down daily workflows.

Fragmented tools stitched together with workarounds.

Manual reviews and messy approval chains.

Limited access to API for open integration

Difficult to onboard, harder to adapt.

Poor reporting, limited to static exports.

Vectura

Built specifically for modern finance operations.

Clean, intuitive interface designed for speed.

One platform — expenses, budgets, vendors.

Smart approval flows with built-in controls.

Real-time insights with budget health indicators.

Up and running in days with guided implementation.

Transparent pricing with everything included.

Dynamic, customizable reports you can actually use.

Legacy Claim systems

Small or no AI support

Clunky, outdated UI that slows down daily workflows.

Fragmented tools stitched together with workarounds.

Manual reviews and messy approval chains.

Limited access to API for open integration

Difficult to onboard, harder to adapt.

Poor reporting, limited to static exports.

Built specifically for modern insurance operations.

Clean, intuitive interface designed for speed.

One platform many tools

Smart approval flows with built-in controls.

Full set of open API to integrate with

Up and running in days with guided implementation.

Dynamic, customizable reports you can actually use.

Legacy Claim systems

Small or no AI support

Clunky, outdated UI that slows down daily workflows.

Fragmented tools stitched together with workarounds.

Manual reviews and messy approval chains.

Limited access to API for open integration

Difficult to onboard, harder to adapt.

Poor reporting, limited to static exports.

Built specifically for modern insurance operations.

Clean, intuitive interface designed for speed.

One platform many tools

Smart approval flows with built-in controls.

Full set of open API to integrate with

Up and running in days with guided implementation.

Dynamic, customizable reports you can actually use.

Book a demo call

Let’s talk about your current setup and see how BeSafe Group can simplify your operations.

Do you prefer email? We're available at:

Book a demo call

Let’s talk about your current setup and see how BeSafe Group can simplify your operations.

Do you prefer email? We're available at:

Book a demo call

Let’s talk about your current setup and see how BeSafe Group can simplify your operations.

Do you prefer email? We're available at: